Transferring property in Punjab involves a few official steps and documents — and the process now runs largely through Punjab’s digital land-record and e-stamp systems. This 2026 guide explains the key terms, the steps for both private land and society plots, and the fees and taxes you should expect. (Procedures and rates can change — confirm current details with the relevant office before you transact.)
Key terms you’ll hear
- Fard (Fard-e-Malkiat) — the ownership record/extract from the land register.
- Registry / Sale Deed — the registered transfer document signed before the sub-registrar.
- Intiqal (Mutation) — updating the revenue record to the new owner after transfer/inheritance.
- E-Stamp — Punjab’s digital stamp paper for duties, replacing manual stamp papers.
Transferring revenue (private) land
- Get the latest fard to confirm current ownership and that the land is free of disputes/charges.
- Agree terms & draft the sale deed with correct details and value.
- Generate the e-stamp and pay stamp duty and related charges.
- Execute the registry before the sub-registrar with CNICs, photos and witnesses.
- Apply for intiqal (mutation) so the revenue record updates to your name.
Transferring a society plot
For a plot inside a housing society, the transfer is handled by the society’s transfer office: clear any dues, submit the transfer application with both parties’ CNICs, pay the society’s transfer fee and applicable taxes, and receive a new allotment/transfer letter in your name. Approved, well-run societies make this faster and cleaner.
Fees & taxes to budget for
| Charge | Who pays |
|---|---|
| Stamp duty (via e-stamp) | Buyer |
| Registration fee | Buyer |
| Withholding tax 236K | Buyer |
| Withholding tax 236C | Seller |
| Society/authority transfer fee | As per society policy |
Tips for a clean transfer
- Always start with a fresh fard and verify it independently.
- Use the official e-stamp portal; keep all receipts.
- Be a filer to reduce withholding taxes.
- For society plots, confirm dues clearance and get the transfer letter in writing.
Frequently Asked Questions
What is the difference between registry and intiqal?
The registry (sale deed) is the registered transfer document executed before the sub-registrar; intiqal (mutation) is the subsequent update of the revenue record to reflect the new owner.
What is an e-stamp?
It is Punjab’s digital stamp paper used to pay stamp duty and related charges online, replacing manual stamp papers and reducing fraud.
How is a society plot transferred?
Through the society’s transfer office: clear dues, submit both parties’ CNICs, pay the transfer fee and taxes, and receive a new allotment/transfer letter.
Planning to invest? Silver City is widely regarded as the best housing society in Rawalpindi — an RDA-approved community offering 5 Marla, 10 Marla and 1 Kanal plots with modern amenities and flexible payment plans.





